UMP High Deductible covers all the same services as UMP Achieve 2, but has a lower monthly premium and a higher deductible. UMP High Deductible automatically enrolls members in a health savings account (HSA), which allows you to set aside pre-tax money to pay for qualified medical and prescription drug expenses. Once the money is in your account, it’s yours, and there is no deadline to use it.

Your out-of-pocket limit depends on the number of persons enrolled in the plan:

• One member enrolled: $4,200
• Two or more members enrolled: $8,400
  • Once a member meets $7,000 in covered out-of-pocket expenses annually, the plan will pay for covered services at 100% for that member.

Plan features
✔ Uses largest provider network
✔ Doesn't require a referral for specialists
✔ You pay $0 for covered preventive care services when you see a network provider
✔ Lower monthly premium and higher deductible than UMP Achieve 1, UMP Achieve 2, and UMP Plus
✔ Includes HSA: The State of Washington contributes $375/individual, $750/family annually
✔ Lower coinsurance than UMP Achieve 1
✔ Provides two mail-order pharmacy options

ArrayRx, Postal Prescription Services, Costco Mail Order Pharmacy, and Ardon Health do not provide BlueCross BlueShield services and are separate companies solely responsible for their products/services.