2025 UMP Achieve 1 Plan Details

2025 UMP Achieve 1

UMP Achieve 1 uses our largest network of providers. UMP Achieve 1 also covers the full cost of certain programs to quit smoking or manage diabetes.

Plan features
Uses largest provider network
Doesn't require a referral for specialists
You pay $0 for covered preventive care services when you see a network provider
Lower monthly premiums than UMP Achieve 2 and UMP Plus
Higher coinsurance than other UMP plans
Provides two mail-order pharmacy options

Individual

Family

Annual medical deductible

$750

$2,250

Annual medical out-of-pocket limit

$3,500

$7,000

Annual prescription drug deductible

$250

$750

Annual prescription drug out-of-pocket limit

$2,000

$4,000

Medical coinsurance

20% for most covered medical services

20% for most covered medical services

Medical benefits

Prescription drugs

Providers

Use your plan

See more information about UMP benefits—from providers and prescription drugs to programs and policies.

Learn more

ArrayRx, Postal Prescription Services, Costco Mail Order Pharmacy, and Ardon Health do not provide BlueCross BlueShield services and are separate companies solely responsible for their products/services.