UMP High Deductible

UMP High Deductible covers all the same services as UMP Achieve 2, but has a lower monthly premium and a higher deductible. UMP High Deductible automatically enrolls members in a health savings account (HSA), which allows you to set aside pre-tax money to pay for qualified medical expenses. Once the money is in your account, it’s yours, and there is no deadline to use it.
Plan features
Uses our largest provider network
No referral needed for specialists
Includes health savings account (HSA): SEBB contributes $375/individual, $750/family annually
Higher out-of-pocket limit
Lower coinsurance than UMP Achieve 1
No cost for covered preventive care services when you see a preferred provider
Annual medical and prescription drug (combined) deductible:
Individual
$1,400
Family
$2,800
Annual out-of-pocket limit:
Individual
$4,200
Family
$8,400

Medical benefits

Certificate of coverage
Find everything you need to know about this plan’s medical and prescription drug coverage.
Summary of Benefits and Coverage
See the Summary of Benefits and Coverage for an overview of this plan’s coverage and costs.
Understanding your coverage
From your UMP 2020 premiums to your out-of-pocket expenses, learn all about your cost for care.
Preventive care
It might be hard to remember to go to the doctor when you’re not sick, but getting an annual check-up and other preventive care is one of the easiest ways to protect your health.
Health savings account
With a high-deductible health plan, you can put pre-tax money into a health savings account (HSA) and use these funds to pay for qualified medical and prescription drug expenses.
Advice24 nurse line
At no cost to you, registered nurses can assess symptoms and help you decide what kind of care you need. Call Advice24 nurse line 24/7 at 1 (800) 267-6729.

Prescription drugs

Pharmacy locator
Save money when you use a network pharmacy.
Drug price check
Find out how much your drug costs. The prices shown for drugs assume you’ve met your deductible.
UMP Preferred Drug List
Use this tool to see if your drug is covered. Make sure you select UMP High Deductible before you search for your drug by name or class.
Prescription drug coverage
Find out more about UMP prescription drug coverage.
Specialty drugs
Specialty drugs must be purchased through Ardon Health, which offers a variety of medications from injectables to oncology therapies. Call Ardon Health at 1 (855) 425-4085 (TRS: 711).
Your pharmacy account
View your prescription claims history and find forms and member resources through Washington State Rx Services.

Providers

Find a network provider
Some providers are network providers in one location but not another. Confirm a provider’s network status before your visit to avoid paying more.
More about providers
Learn why you should choose a preferred provider, whether you need a primary care provider and more.