UMP Achieve 1

This page contains plan information for 2024. For 2025 plan information visit the 2025 UMP Achieve 1 webpage.

UMP Achieve 1

UMP Achieve 1 uses our largest network of providers. With UMP Achieve 1, you pay $0 for covered preventive care when you see a network provider. UMP Achieve 1 also covers the full cost of certain programs to quit smoking or manage diabetes.
Plan features
Uses largest provider network
Doesn't require a referral for specialists
You pay $0 for covered preventive care services when you see a network provider
Lower monthly premiums than UMP Achieve 2 and UMP Plus
Higher coinsurance than other UMP plans
Provides two mail-order pharmacy options
Annual medical deductible:
Individual
$750
Family
$2,250
Annual medical out-of-pocket limit:
Individual
$3,500
Family
$7,000
Annual prescription drug deductible:
Individual
$250
Family
$750
Annual prescription drug out-of-pocket limit:
Individual
$2,000
Family
$4,000
Medical Coinsurance:
20% for most covered medical services

Medical benefits

Certificate of coverage
Find everything you need to know about this plan’s medical and prescription drug coverage and costs.
Summary of Benefits and Coverage
See the Summary of Benefits and Coverage for an overview of this plan’s coverage and costs.
Understanding your coverage
From your UMP 2024 premiums to your out-of-pocket expenses, learn all about your cost for care.
Preventive care
Getting an annual check-up and other preventive care is one of the easiest ways to protect your health.
Advice24 nurse line
You pay $0 for registered nurses to assess symptoms and help you decide what kind of care you need. Call Advice24 nurse line 24/7 at 1-877-375-2599 (TRS: 711).

Prescription drugs

Certificate of coverage
Find everything you need to know about this plan’s prescription drug coverage and costs.
Summary of Benefits and Coverage
See the Summary of Benefits and Coverage for an overview of this plan’s coverage and costs.
Prescription drug coverage
Find out more about UMP prescription drug coverage and costs, including access to network pharmacies.
Pharmacy locator
Confirm a pharmacy's network status before filling your prescriptions to save money. Use the Pharmacy Locator to see which pharmacies will be in UMP’s network. Note: Pharmacies listed in the Pharmacy Locator are subject to change.
Mail order pharmacies
If you take the same prescription drug for a longer period of time (called a maintenance drug), getting it through mail order may be easier for you. Save time by having your prescription drugs shipped directly to you at no cost. To set up mail order, connect with one of the following network options: Costco Mail Order Pharmacy or Postal Prescription Services.
Drug price check
Use the Drug Price Check Tool to find out how much your prescription drugs might cost. The prices shown are estimates and assume you've met your deductible. Note: Prescription drug prices listed in the Drug Price Check Tool are subject to change.
UMP Preferred Drug List
Use this tool to check if your drug is covered.
Medical drugs
Certain drugs that are administered by your provider may be covered under your medical benefit. Check with your provider to verify which benefit your injectable or provider-administered drugs are covered under.
Specialty drugs
Specialty drugs may include a variety of medications from injectables to oncology therapies. Specialty drugs must be purchased through Ardon Health, unless you receive an authorization from Washington State Rx Services to fill elsewhere. For more information on specialty drugs, contact Ardon Health.
Your pharmacy account
Log in to your pharmacy account to view your prescription claims history.

Providers

Find a network provider
Some providers are network providers in one location but not another. Confirm a provider’s network status before your visit to avoid paying more.
More about providers
Learn why you should choose a preferred provider, whether you need a primary care provider, and more.
WSRxS, Postal Prescription Services, Costco Mail Order Pharmacy, and Ardon Health do not provide BlueCross BlueShield services and are separate companies solely responsible for their products/services.