PEBB_Medicare 2025 Plan details

This page contains plan information for 2025. For 2024 plan information visit the 2024 UMP Classic Medicare webpage.

UMP Classic Medicare with Part D (PDP)

Knowing you’re enrolled in the right plan is reassuring when it comes to your well-being. UMP Classic Medicare with Part D (PDP) is one of the Public Employees Benefits Board's (PEBB) Medicare plans. It gives you access to a wide range of benefits, plus health and wellness programs designed to support your health care needs. Read the UMP Classic Medicare with Part D (PDP) summary for Medicare retirees for a plan overview, check out the Summary of Benefits and Coverage, or view UMP Classic Medicare with Part D (PDP) plan details to learn more about covered services and cost information.

 Eligibility

Who can enroll in UMP Classic Medicare with Part D (PDP)

This plan is available only to members who are no longer enrolled in active group coverage (retirees, survivors, PEBB COBRA, retired employees of a former employer group, and their eligible dependents) through the PEBB and SEBB Program, and who are enrolled in Medicare parts A and B. Enrollees must meet all PEBB and CMS eligibility requirements.

Medicare requires that all members have a physical address within the U.S. or its territories on file. If you have been using a PO Box for your physical address, you will need to update your profile to reflect a physical address or you may lose coverage. You may use a PO Box for a mailing address.

If you're retired, but not eligible for Medicare

If you are retired but you or an eligible dependent are not yet eligible to enroll in Medicare, the UMP Classic Medicare with Part D (PDP) does not apply to you. Visit ump.regence.com to view available plan options.

As you approach age 65, the PEBB program will send you a letter explaining what you need to do to keep PEBB retiree health plan coverage and apply for Medicare Part A and Part B. For questions about Medicare eligibility, enrollment, and premiums, call PEBB Customer Service at 1-800-200-1004 (TRS: 711).

 How UMP Classic Medicare with Part D (PDP) and Medicare work together

This plan and Medicare are two separate health plans that work together to pay for covered services and supplies. Here is how coordination of benefits generally works:

  • Your provider bills Medicare. Medicare pays your claims first. After Medicare processes the claim, Medicare sends the claim to UMP.
  • UMP pays your claims second. For most covered services, UMP pays the rest of the Medicare allowed amount and you owe $0.

Each calendar year, you must meet your UMP medical deductible before UMP starts paying benefits. These rules are explained in full in the UMP Classic Medicare with Part D (PDP) Certificate of Coverage.

 Prescription drugs and Medicare

Medicare Part D prescription drug plan, administered by ArrayRx

Visit ArrayRx for information related to your Medicare Part D drug plan.

Medicare Part B and prescription drugs and supplies

Medicare Part B pays for some prescription drugs and supplies under the medical benefit, and they are subject to the Medicare medical deductible. Medicare Part B also covers some prescription drugs and supplies available at network pharmacies. Be sure to choose a network pharmacy that can bill Medicare Part B directly to avoid paying more. Medicare accepts claims only from providers, not from individuals. If Medicare Part B covers a drug or supply and the pharmacy doesn't send the claim to Medicare first for payment, UMP will reject the claim. Be sure to confirm that the network pharmacy can bill Medicare Part B directly.

UMP Classic medical benefit: Provider-administered drugs and diabetes care supplies

UMP Classic Medicare with Part D (PDP) covers some provider-administered drugs (administered by a health care provider in a physician's office or other clinical setting) and related supplies under the medical benefit. Covered provider-administered drugs and related supplies are subject to the UMP Classic Medicare with Part D (PDP) medical deductible. Some diabetes care supplies are covered under the durable medical equipment benefit, and the UMP Classic Medicare with Part D (PDP) medical deductible applies. See the Diabetes care supplies section in your certificate of coverage for more about this benefit.

 Vision

Find out more about Vision Service Plan (VSP) coverage and costs, including access to Choice Network providers.

 Providers

When services are covered by Medicare, you must see providers who accept Medicare for the services to be covered by both Medicare and UMP. If your provider is not contracted with Medicare or has opted out of participating, UMP will not cover services by that provider.

Providers that opt out of Medicare are supposed to have you sign a private contract before providing services, but you are responsible for all costs even if you did not sign a contract.

For benefits not covered under Medicare but covered under your UMP Classic Medicare with Part D (PDP), you’ll pay less when you see a preferred provider for these services.

 Need help?

If you have questions about Medicare coverage or providers, call UMP Customer Service or Medicare. If you have questions about your UMP prescription drug coverage, call ArrayRx. For open enrollment information, visit the UMP PEBB Open Enrollment webpage.

UMP Classic Medicare with Part D (PDP) plan details

Cost-share

Individual

Family

Annual medical deductible

$250

$750

Annual medical out-of-pocket limit

$2,500

$5,000

Medical plan coinsurance

15% for most covered services

15% for most covered services

ArrayRx does not provide BlueCross BlueShield services and is a separate company solely responsible for its product/services.

VSP is a separate company that provides vision services.