2025 Open Enrollment - PEBB

UMP PEBB Open Enrollment

Welcome to the Public Employees Benefits Board (PEBB) Program open enrollment. Open enrollment starts October 28 and ends November 25, 2024. Benefit coverage will begin January 1, 2025. This page offers information that may be helpful during open enrollment. Find out what’s new for 2025, learn about your options, and compare the UMP plans to find the one that best fits your needs.

Have questions? Call UMP Customer Service at 1-888-849-3681 (TRS: 711) for questions about medical benefits or vision benefits on the UMP Classic Medicare with Part D (PDP) plan. Call ArrayRx (formerly known as Washington State Rx Services) at 1-888-361-1611 (TRS: 711) for questions about prescription drugs on non-Medicare plans. For questions about prescription drug coverage on UMP Classic Medicare with Part D (PDP), call ArrayRx at 1-833-599-8539 (TRS: 711).

You can also attend a benefits fair, visit the PEBB virtual benefits fair starting September 30 to learn about all of UMP’s plans, or visit Open enrollment (PEBB) for general information like how to enroll. When you’re ready to enroll in a plan, visit Benefits 24/7 or contact your payroll or benefits office.

 Attend a benefits fair

Attend a PEBB benefits fair to meet with plan representatives and to learn more about your options for 2025. Benefits fairs will be held across Washington between October 28-November 7. Visit PEBB benefits fairs for the full schedule and more details.

 Visit the virtual benefits fair

Learn more about all UMP plans online at PEBB’s virtual benefits fair.

Explore your benefit options from the comfort of your own space with the virtual benefits fair, an online, interactive, and personalized experience. Available 24/7, starting October 4.

Visit UMP’s virtual benefits booth from any device (computer, tablet, or smartphone):

  • Watch short videos for an overview of all UMP plans
  • Explore detailed information on a specific plan of your choice
 Check out a UMP webinar

UMP is hosting several webinars during open enrollment.

Learn about all UMP plans

To learn more about UMP's plans and benefit options, view the recorded UMP (PEBB) Open Enrollment online webinar.

Learn more about UMP Plus

For general plan information, visit the UMP Plus–Puget Sound High Value Network and UMP Plus–UW Medicine Accountable Care Network plan detail pages or register to attend a UMP Plus webinar.

  • Puget Sound High Value Network (PSHVN): Wednesday, October 23, 4-5:30 p.m. PST
  • UW Medicine Accountable Care Network (ACN): Friday, October 25, 4-5:30 p.m. PST

Live Closed Captioning (CART) Services

Communication Access Real-time Transcription (CART) services, or live closed captioning, are available for this event, on demand. Scheduling CART services requires a request to be placed 2-3 weeks before the event date. To request this accommodation, please submit a request to Lauren Johnston at lauren.johnston@hca.wa.gov as soon as possible. Please submit your request for live closed captioning (CART) services at least 1 week prior to the event to ensure availability. If you make your request less than a week in advance of the event, the language access manager cannot guarantee that a CART writer will be available.

 What's new for 2025

For a summary of the most important information about open enrollment and 2025 coverage, read the UMP Open Enrollment Newsletter.

UMP Open Enrollment Newsletter 2025 (non-Medicare edition)
UMP Open Enrollment Newsletter 2025 (Medicare edition)

2025 monthly premiums

To compare 2024 and 2025 premiums for UMP members, read the UMP 2025 premiums flyer.

For the complete list of 2025 premiums, visit the PEBB website (employees, retirees, PEBB Continuation Coverage (non-Medicare), PEBB Continuation Coverage (Medicare) or read the PEBB Program’s October For Your Benefit newsletter, which will be mailed or emailed (depending on the delivery method you chose) starting on October 7, 2024.

Note: Non represented city, tribal government, county, port, water district, hospital, etc., must contact their payroll or benefits office to get their monthly premiums.

Key benefits remaining the same for 2025

There are no changes to the following for UMP Classic, UMP Select, UMP Plus–PSHVN, and UMP Plus–UW Medicine ACN members:

  • Medical deductible
  • Prescription drug deductible
  • Out-of-pocket maximum
  • SmartHealth wellness incentive ($125 deductible credit to those who qualify)

General changes

  • Washington State Rx Services (WSRxS) has changed its name to ArrayRx
    Your prescription drug benefits are not changing, but you will see ArrayRx referenced instead of Washington State Rx Services on benefit documents and on your new member ID card.
  • UMP is updating its privacy practices
    As of November 1, 2024, UMP is introducing an updated Notice of Privacy Practices. You can access the new notice on the UMP notice of privacy practices webpage. Take a moment to review the updated notice to understand how UMP and the Health Care Authority are committed to protecting your personal information.
  • UMP Classic Medicare is changing to UMP Classic Medicare with Part D (PDP)
    The plan will have different member cost sharing, drug formulary, pharmacy network than UMP Classic had. For more information, go to ArrayRxSolutions.com/UMP

Changes to existing benefits for 2025

  • The UMP Consumer-Directed Health Plan (CDHP) deductible is increasing
    The deductible for UMP CDHP members is increasing to $1,650 for a single subscriber and $3,300 for a family. This is an increase from $1,600 for a single subscriber and $3,200 for a family. This deductible increase is required to maintain compliance with IRS rules, so that a subscriber can make eligible health savings account (HSA) contributions in 2025. UMP CDHP members will be receiving a new ID card for 2025 with the updated deductible amounts.

  • A new Diabetes Management Program is coming soon
    The Diabetes Management Program is a new online program available in 2025 to members age 18 and older with Type 1 or Type 2 diabetes. This program includes extensive support tools such as glucose tracking, live coaching, and mental and emotional care to help improve your health and manage your diabetes. To learn about program eligibility and how to access, contact UMP Customer Service.

  • Changes to cost shares for supplemental and diagnostic breast exams
    Starting January 1, 2025, you will pay $0 for medically necessary diagnostic and supplemental breast exams. These services are subject to the deductible under the UMP CDHP plan.

  • Changes to vision plan
    Starting January 1, 2025, routine vision exam and routine vision hardware benefits will NOT be part of your UMP medical plan and administered through Vision Service Plan (VSP). During open enrollment, you must choose from a selection of separate vision plan options. This change does not affect members who have Medicare as their primary plan.

  • Prescription drug costs
    For information about 2025 prescription drug costs, please visit the 2025 plan webpage for the plan you are interested in (UMP Classic, UMP Select, UMP CDHP, UMP Plus–PSHVN, UMP Plus–UW Medicine ACN).
  • See changes to the UMP Preferred Drug List
    Starting in November, see a list of anticipated changes to the UMP Preferred Drug List (PDL). The list is updated throughout the year and does not contain every anticipated change to the UMP PDL. It only contains changes that may negatively impact members, such as increasing a drug’s cost or limiting the amount of drug available per refill.

UMP Plus service area changes

  • UMP Plus–Puget Sound High Value Network (PSHVN):
    • For 2025, UMP Plus–PSHVN will no longer serve Chelan and Douglas counties.
    • The plan will continue to serve King, Kitsap, Pierce, Snohomish, and Yakima counties.
    • Learn more about the plan by visiting the UMP Plus–PSHVN webpage.

  • UMP Plus–UW Medicine Accountable Care Network (UW Medicine ACN):
    • For 2025, UMP Plus–UW Medicine ACN does not have any service area changes.
    • The plan will continue to serve Benton, Franklin, King, Pierce, Skagit, Snohomish, Spokane, and Thurston counties.
    • Learn more about the plan by visiting the UMP Plus–UW Medicine ACN webpage.
 Information about your 2025 UMP plan

Your 2025 certificate of coverage is your best resource for benefit information. It describes what is covered and how much you will pay for different services.

 Compare UMP's plans

UMP offers UMP Classic, UMP Select, UMP CDHP, and UMP Plus. UMP Plus has two network options: Puget Sound High Value Network (PSHVN) and UW Medicine Accountable Care Network (ACN). To quickly compare 2025 plan information:

 Learn more about Centers of Excellence

If you qualify for services, the UMP Centers of Excellence (COE) Program covers single knee and single hip replacement surgery, and spine care evaluation and/or surgery for low to no cost.

This program is available for all UMP members except those enrolled in UMP Plus and UMP members enrolled in Medicare as their primary coverage.* To learn more, watch the COE video or visit Premera’s COE program website.

*Medicare and UMP Plus members have access to covered services related to joint replacement and spine care outside of this program.

 Have more questions about UMP?

Explore the virtual benefits fair or call:

  • UMP Customer Service at 1-888-849-3681 (TRS: 711) for questions about medical benefits
  • ArrayRx at 1-888-361-1611 (TRS: 711) for questions about prescription drugs

ArrayRx and Centers of Excellence do not provide BlueCross and/or BlueShield services and are separate companies solely responsible for their products/services.